Get out your checkbook. The holidays are coming. That's prime time, of course, for all sorts of gift giving -- from your 10-year-old's iPod to a business client's bottle of Bordeaux. And don't forget the old alma mater... or the children's hospital... or the food bank. It's also the season for charities.
In flush economic times, it can be easy to give to charity. When the economy is down, donors typically hold on to more of their dollars and wait until next year to give. But what do you do when you're not quite sure what fate the economy holds?
We went looking for ways to give at this time of great concern about finances. Here are four smart strategies that we found: